Fixed Income Simulator

Compare fixed income options: CDs, Treasury Bills, and savings bonds. Find the best after-tax return.

📋 Data Entry

Investment Amount ($)

Period (months)

Tax Rate (%)

Enter rates to compare (annual %):

🏦 CD Rate (%)

🏛️ T-Bill Rate (%)

💰 HYSA Rate (%)

📈 Custom Rate (%)

📄 Result

Result

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⚠️ Results for informational purposes only. Consult a professional for financial decisions.

About this calculator

Fixed income investments preserve capital while generating returns. CDs (Certificates of Deposit) are bank products, federally insured up to $250K. T-Bills are backed by the US government. High-yield savings accounts (HYSA) offer liquidity. Compare after-tax returns — T-Bill interest is exempt from state taxes.

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