Calculate your net pay per paycheck after federal income tax, Social Security and Medicare. 2025 brackets included.
📋 Data Entry
Three big items come out of every paycheck before you see it: federal income tax (based on W-4 + brackets), Social Security (6.2%), and Medicare (1.45%). On top of that, most states add their own income tax (not included in this calculator).
Pre-tax deductions like 401(k) and HSA contributions reduce your taxable income, which lowers federal tax but NOT FICA. Maxing out a 401(k) ($23,500 (current limit)) is one of the most efficient ways to lower your tax bill.