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PTO Accrual Calculator

Calculate how much PTO you earn each pay period and project your future vacation balance.

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๐Ÿ“„ Result

Accrual Rate
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โš ๏ธ Doesn't account for accrual caps, rollover limits, or tenure-based increases. Check your employee handbook for company-specific rules.
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How PTO accrual works

Most US employers grant PTO on an accrual basis: instead of giving you all 15 days on January 1st, they award a fraction of that each pay period. Bi-weekly accrual for 15 days = ~4.62 hours per paycheck.

Some employers use "lump sum" (all PTO available at year start) โ€” more generous but riskier if you leave mid-year and have used more than you accrued.

Watch for caps: many policies limit how much PTO you can carry over (e.g., max 80 hours), so you may lose unused balance at year-end. "Use it or lose it" is legal in many states (CA bans it).