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36topcalcnow โ† Taxes
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Federal Income Tax Calculator

Calculate your US federal income tax owed using the latest IRS brackets. See your effective and marginal rates.

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๐Ÿ“„ Result

Total Federal Tax
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โš ๏ธ Federal tax only. Does NOT include state tax, FICA (Social Security + Medicare), local taxes or credits (Child Tax Credit, EITC). For estimation only โ€” consult a CPA.
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How federal income tax works

The US uses a progressive tax system: income is divided into brackets, and each portion is taxed at a different rate. Your marginal rate is the rate of your highest bracket; your effective rate is the actual percentage you pay overall.

Example: a single filer earning $60,000 doesn't pay 22% on the whole amount. They pay 10% on the first $11,925, 12% on the next portion, and 22% only on income above $48,475.

Standard vs. Itemized: most filers take the standard deduction (it's higher and simpler). Itemize only if your deductible expenses (mortgage interest, SALT capped at $10K, charitable gifts, medical) exceed the standard amount.