HOA Fee Calculator

Calculate the true monthly and annual cost of owning a property with HOA fees, special assessments, and reserves.

📋 Data Entry

Monthly HOA Fee ($)

Annual Special Assessment ($)

Expected Annual Increase (%)

Years of Ownership

Property Value ($)

📄 Result

Result

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⚠️ Results for informational purposes only. Consult a professional for financial decisions.

About this calculator

HOA fees cover shared amenities, maintenance, and insurance for common areas in condos and planned communities. They typically increase 3–5% annually. Special assessments are one-time charges for major repairs. Always review the HOA reserve fund before buying — underfunded HOAs risk large unexpected assessments.

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