1. Acceptance of Terms
By accessing and using TopCalcNow (topcalcnow.com), you agree to these Terms of Use. If you do not agree with any part, please do not use the site.
2. About the Service
TopCalcNow is a free online calculator portal for informational and educational purposes. We offer tools in the areas of finance, health, math, real estate, travel, and utilities.
3. Permitted Use
You may use TopCalcNow free of charge for personal, educational, and professional purposes. Permitted uses include:
- Using the calculators for informational and planning purposes
- Sharing links to TopCalcNow pages
- Embedding calculators via iframe with prior written authorization
4. Prohibited Use
The following are expressly prohibited:
- Reproducing, copying, or redistributing content without authorization
- Using the site for illegal purposes or to violate third-party rights
- Attempting to hack, overload, or compromise site functionality
- Using scrapers or bots for automated data collection
- Removing copyright or intellectual property notices
5. Disclaimer of Liability
TopCalcNow calculators are for informational and educational purposes only. Results are estimates based on current formulas and reference tables, but may not precisely reflect your specific situation.
TopCalcNow is not responsible for:
- Financial, legal, health, or other decisions made based on calculator results
- Inaccuracies arising from changes in legislation or official tables
- Direct, indirect, or consequential losses or damages from using the site
For important decisions, always consult qualified professionals: lawyers, accountants, doctors, or financial advisors.
6. Intellectual Property
All TopCalcNow content — texts, code, design, logos, and calculators — is the property of TopCalcNow and protected by copyright. Use of the site does not transfer any intellectual property rights.
7. Service Availability
TopCalcNow strives to keep the site available 24 hours a day but does not guarantee uninterrupted availability. We may perform maintenance without prior notice.
8. Modifications
We reserve the right to modify these terms at any time. Continued use of the site after changes constitutes acceptance of the new terms.
9. Governing Law
These Terms are governed by applicable law. Users outside Brazil are subject to the laws of their own jurisdiction regarding digital services and consumer protection.